Glossary term
Non-owner policy
Non-owner policy: A liability policy that covers you when driving vehicles you do not own. It can carry an SR-22 or FR-44 filing and is the usual way to satisfy a filing requirement without a car.
Where this term matters
Guides and entries on this site that use the term.
Guide
SR-22 Insurance After a DUI
What an SR-22 is, how it differs from an FR-44, how long you need it, what it costs, and how to get one filed quickly after a DUI.
Guide
Non-Owner Car Insurance After a DUI
How a non-owner policy satisfies an SR-22 or FR-44 requirement when you do not own a car, what it covers, what it costs and when it is the wrong choice.
Entry
How Much an SR-22 Costs After a DUI
Separating the SR-22 filing fee from the high-risk premium and the state reinstatement fee, with typical ranges for each and where the real savings are.
Entry
Non-Owner SR-22: Satisfying a Filing Without a Car
How to get an SR-22 or FR-44 filed on a non-owner policy, who qualifies, what it costs relative to an owner policy and how to move the filing when you buy a car.