Glossary term
Liability coverage
Liability coverage: Insurance that pays for injuries and property damage you cause to others. Expressed as three limits—bodily injury per person, bodily injury per accident, property damage—such as 25/50/25 (in thousands of dollars).
Where this term matters
Guides and entries on this site that use the term.
Guide
SR-22 Insurance After a DUI
What an SR-22 is, how it differs from an FR-44, how long you need it, what it costs, and how to get one filed quickly after a DUI.
Guide
Non-Owner Car Insurance After a DUI
How a non-owner policy satisfies an SR-22 or FR-44 requirement when you do not own a car, what it covers, what it costs and when it is the wrong choice.
Guide
What Car Insurance Coverage to Buy After a DUI
Liability limits, collision and comprehensive, uninsured motorist and medical coverage after a DUI: what a filing requires, what you should actually carry, and where to save without exposing yourself.
Entry
FR-44 Insurance in Florida and Virginia After a DUI
How the FR-44 differs from an SR-22, the higher liability limits it requires in Florida and Virginia, and what that does to the cost of car insurance after a DUI.
Entry
Denied Car Insurance After a DUI: Options and How to Get Covered
Learn what steps to take if standard insurers decline your application after a DUI conviction, from non-standard carriers to state assigned-risk coverage.
Entry
Dropping Full Coverage After a DUI: When It Makes Sense and When to Keep It
Evaluate whether dropping collision and comprehensive coverage after a DUI rate spike makes financial sense, based on vehicle value and deductible choices.
Entry
What Happens If Your SR-22 Lapses After a DUI? Penalties and Solutions
Learn what happens when an SR-22 certificate lapses after a DUI, how insurers notify state agencies, and the concrete steps required to reinstate your license.
Entry
California Good Driver Discount Loss After a DUI (Cal. Ins. Code § 1861.025)
Understand how a DUI eliminates California's Good Driver Discount for 10 years under Cal. Ins. Code § 1861.025, how premiums change, and how to shop for coverage.