Glossary term
Deductible
Deductible: The amount you pay out of pocket on a collision or comprehensive claim before the insurer pays. Raising it lowers the premium—proportionally more when the base premium is high, as after a DUI.
Where this term matters
Guides and entries on this site that use the term.
Guide
What Car Insurance Coverage to Buy After a DUI
Liability limits, collision and comprehensive, uninsured motorist and medical coverage after a DUI: what a filing requires, what you should actually carry, and where to save without exposing yourself.
Guide
How to Lower Car Insurance After a DUI
Practical levers for reducing a high-risk premium after a DUI: comparison, deductibles, defensive-driving courses, telematics, vehicle choice and discount recovery.
Entry
Defensive-Driving Course Discounts After a DUI
Which courses earn an insurance discount, how much, for how long, how they differ from mandatory DUI education programmes, and how to confirm eligibility before you pay.
Entry
Dropping Full Coverage After a DUI: When It Makes Sense and When to Keep It
Evaluate whether dropping collision and comprehensive coverage after a DUI rate spike makes financial sense, based on vehicle value and deductible choices.